Access Bank Advance For School Fees Loan (Learn how it works and apply)


Are you a student who is thinking of applying for a student school fees loan? If yes, then you’re in the right place.

In this article, you’ll learn how to apply for a student school fees loan from an access bank in a very simple step. This guide will be straightforward and easy to implement as we’re going to break down the process into step by step processes.

Advance for School Fees

Saving is important, but if we’re honest, even we know that education is the most important investment you can make in your child’s tomorrow.


Access Bank Advance for School Fees scheme is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards. It is also ideal for financing of undergraduate study, postgraduate study and professional examinations.

Spread repayment over a period of 4 to 6 months
Interest rate @ 18% p.a.
Management Fee: 1% only
Credit Life Insurance: 0.5%
Easy application process
Swift loan disbursement
Easy remittance of fees to school
Required Documents
Loan Application Form
Confirmation Letter or Promotion Letter
Letter of Authority or Irrevocable letter of Domicliation
Offer letter
Executed Term sheet
Letter of Lien/Set-off
Credit Checks
Means of Identification
Document Attestation
Salary bank statement/Payslips (New to bank customers)
Standing instruction for renewal of Credit life insurance
Admission letter
Tuition Bill

How it works
Download the forms and fill in with accurate information
Append your electronic signature (don’t know how to go about it? Very easy! Simply download any scanner app on your phone, scan your signature and save as image. Copy and paste the image on the form.)
Send completed form and all required documents to
Our team picks it up and starts processing your loan
Loan is approved and offer letter is communicated for execution
Upon receipt of executed offer letter and all necessary documents
Loan is disbursed into your account and immediately transferred to the school’s account
Present transaction receipt at school